Privacy Policy and Data Protection

Information We Collect About You

We collect information that you provide directly to us and information that we gather automatically when you use our services. This data helps us provide personalized financial planning consultations and improve our services.

• Contact information including name, email address, phone number, and mailing address
• Financial information relevant to our consultation services, such as income ranges and financial goals
• Communication records from our consultations, emails, and support interactions
• Website usage data, including pages visited, time spent, and browser information

How We Use Your Information

We use the information we collect to provide, maintain, and improve our financial planning consultation services. Our data usage is focused on delivering value and maintaining professional service standards.

• Providing personalized financial planning consultations and recommendations
• Communicating with you about our services, appointments, and account updates
• Improving our services based on feedback and usage patterns
• Complying with legal obligations and protecting our legitimate business interests

Legal Basis for Processing Your Data

We process your personal information based on several legal foundations, depending on how you interact with our services:

When We Share Your Information

We do not sell your personal information to third parties. We may share your information only in limited circumstances necessary for service delivery or legal compliance:

• With service providers who assist in delivering our consultation services, under strict confidentiality agreements
• When required by law, court order, or government regulation
• To protect our rights, property, or safety, or that of our clients and the public

Cookies and Website Analytics

We use cookies and similar technologies to enhance your website experience and analyze how our services are used. Our Cookie Policy provides detailed information about these practices.

We use essential cookies for website functionality, analytics cookies to improve our services, and optional marketing cookies with your consent.

Protecting Your Information

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. Our security practices are regularly reviewed and updated to maintain high protection standards.

Your Privacy Rights and Choices

You have several rights regarding your personal information, and we provide tools to help you exercise these rights:

• Request access to the personal information we hold about you
• Ask us to correct inaccurate or incomplete information
• Request deletion of your personal information, subject to legal and business requirements
• Request a copy of your data in a portable format
• Object to certain types of processing, including marketing communications

How Long We Keep Your Information

We retain your personal information for as long as necessary to provide our services and comply with legal obligations. Consultation records are typically maintained for 7 years in accordance with professional standards, while marketing data is retained until you opt out.

Children's Privacy Protection

Our financial planning consultation services are intended for adults. We do not knowingly collect personal information from individuals under 18 years of age. If we become aware of such collection, we will take steps to delete the information promptly.

Updates to This Privacy Policy

We may update this Privacy Policy to reflect changes in our practices or legal requirements. We will notify you of material changes by posting the updated policy on our website and, for significant changes, by email to active clients.

Questions About Our Disclaimers

If you have questions about these disclaimers or need clarification about any aspect of our services, please contact us using the information provided below. We're committed to transparency and clear communication about our service offerings.